Make sure your family is happy, healthy, and secure with health and life insurance policies through Smith Insurance. We’ve been helping residents in southeastern Wisconsin find policies that suit their family’s needs for years. With access to numerous insurance companies, we will work one-on-one with you to identify a health and/or life insurance policy that properly protects you and your family.
Medicare Open Enrollment Begins October 15th! If you are 65-years old or older and are on Medicare, you probably already know it’s the time of the year where you can change your Medicare insurance program.
Between October 15th and December 7th, you can choose between a traditional Medicare supplement insurance policy, or opt for a Medicare Advantage program. It is also them time in which you can elect to participate, or not participate in Medicare’s prescription drug program.
If you have questions about your choices, feel free to call or email Joe Meyer of Smith Insurance and Financial Services. Joe will be more than happy to listen to your questions and provide you with your options.
Everyone wants the very best for their family – especially when it comes to healthcare. Make sure they have access to the best healthcare and resources possible by hand-selecting an insurance policy through Smith Insurance. Providing you with access to the top medical providers in the area, our top-tier health insurance plans will be there for you during life’s big moments.
Health Insurance Policies Can Cover…
Did you know the average cost for a one night stay in a Wisconsin hospital can be more than $1,000? Health insurance policies will help cover the costs for both planned and unplanned stays.
From the first time you hear your baby’s heartbeat, through the day of their delivery, having a baby is one of life’s most exciting moments. Focus on the health of you and your little one, and not related costs, by selecting from our many health insurance policies with excellent maternity care coverages and affordable deductibles.
Nobody wants to get sick. Stay on top of your family’s health with preventative care services. Many of our policies cover 100% of costs associated with blood work, screenings, immunizations and more.
Trust us, we know how expensive prescriptions can be! Whether you are in need of numerous long-term medications, or a short-term antibiotic, many of our providers offer low co-pays for all your prescription needs.
Let us provide you with an individual health insurance quote for you and your family. We will assess your needs, your budget, and your expectations, making sure you have a policy you understand and are comfortable with.
In addition to the standard insurance policies, we also offer high-deductible plans that work well with a Health Savings Account (HSA), and Medicare supplement insurance policies as well.
Make sure your family is taken care of financially when you no longer can provide for them yourself. Although it’s not always an easy thing to do, it’s important to carefully consider your family’s needs should you unexpectedly pass away. Life insurance policies from Smith Insurance can provide benefits for everything from future college tuition costs, to income replacement and mortgage payments. We have access to a large number of policies and will consider your family’s specific needs before selecting your life insurance policy.
Term and Permanent Life Insurance Policies
Term life insurance policies cover you for a set amount of time, or a “term”, ranging from 10 to 30 years. Term life insurance is the most affordable choice of life insurance because you are paying for pure insurance, and not contributing to it as a savings instrument. A term policy is effective for the amount of time you select, but in certain cases can be extended or converted into a longer-term policy. Ask us if a term policy is the right choice for you.
Permanent life insurance policies cover you for your entire lifetime. The policy is supported by a savings plan that can also be accessed for major life events like college tuition or home down payments. There’s flexibility in the premium costs for permanent policies, and they can be adjusted throughout your lifetime depending on what you’re comfortable with. We will help you determine if a whole or universal life insurance policy is the right solution for your family.
If you have questions regarding life or health insurance, please call the office 262-662-4327 and ask for Joe Meyer.
About Smith Insurance and Financial
At the Smith Insurance Agency, we’re experienced, understanding, and dedicated. As a result, our clients are consistently satisfied knowing they are in the best hands. We take the time to get to know our clients and their individual insurance needs. Schedule your one-on-one consultation with us and allow us to tailor health and life insurance policies that work for you and your family.
The information and descriptions contained are not intended to be complete descriptions of all terms, exclusions and conditions applicable to every insurance product or service, but are provided “as is” and for general informational purposes. Contact Smith Insurance and Financial, Inc. for specific coverage information with regard to your policy.