Don’t Let an Automated Website Tell You What Auto Insurance Policy is Right for You
Selecting the right auto insurance policy can feel like a monumental task. When you look at car insurance quotes online, you’re often bombarded with an overwhelming number of options, quotes, and coverages. Do yourself a favor and let us help you select a policy that’s right for you. At Smith Insurance, we have years of experience helping residents of southeastern Wisconsin choose a policy that provides the right coverage at the right price.
If you and your vehicle were involved in a serious accident, do you know for a fact that you would be covered? Understanding what your policy covers and what it doesn’t is important. Don’t be caught off guard with inadequate or incomplete coverage. We’re here to evaluate your current policy, identify any gaps, and provide you with customizable and affordable auto insurance quotes from a number of insurance companies. Since we work with dozens of insurance companies that are competing for your business, you will have a variety of options to choose from. Regardless of your needs, we will tailor the right package for you.
The Right Coverage – For Less!
Contrary to what you may have heard, working with an independent insurance agent not only provides you with the right policy for your particular situation – it can also save you money in the process. Many of the companies we represent offer discounts for people with good driving records, students with good grades, multi-vehicle policies, paid-in-full discounts, and more! Our agents will work with your budget and alert you of any discounts you qualify for.
Collision Coverage
Perhaps one of the most basic car insurance coverage types is that of physical damage or otherwise referred to as collision. Collision coverage will pay for the repair or replacement of your vehicle if you are involved in an accident – regardless of who is found to be at fault.
Comprehensive Coverage
If your vehicle is damaged or incurs a loss by something other than a collision, like a covered natural disaster, fire or burglary, comprehensive coverage will help pay for costs associated with the damage done.
Liability Coverage
We can help you determine the right amount of auto liability coverage you should be carrying. In Wisconsin this is a required coverage that will cover others for injuries, damages, or losses should you be found responsible for their loss.
Uninsured/Underinsured Motorist Coverage
It’s probably no surprise to you that not everyone on the road carries auto insurance coverage. And for those that do, many carry state minimum limits which may not be enough for certain losses. If you are involved in a hit-and-run or accident where another person is at-fault, and they are uninsured or underinsured, UI/UIM will step in to cover you and your family for medical expenses, pain and suffering or lost wages due to the accident.
Rental Car Reimbursement
If your vehicle is out of commission due to an accident or damage, rental car reimbursement coverage will provide you with a rental car while yours is being repaired.
Roadside Assistance
Don’t be left stranded if your vehicle breaks down. We want you to get back to your adventure as soon as possible. Ask about policies that include roadside assistance.
About Smith Insurance and Financial
At the Smith Insurance Agency, we’re experienced, understanding and dedicated. As a result, our clients are consistently satisfied knowing they are in the best hands possible. We take the time to get to know our clients and their individual insurance needs. Schedule your one-on-one consultation with us and allow us to tailor an auto insurance policy for you and your family.
Other Auto Insurance Related Posts…
- What to Do When You Have a Car Accident
- Personalized Car Insurance Based on Your Driving
- Why You Need Liability Insurance
- Car Insurance for Food Delivery or Rideshare
- Replacing or Repairing Your Cracked Windshield
The information and descriptions contained are not intended to be complete descriptions of all terms, exclusions and conditions applicable to every insurance product or service, but are provided “as is” and for general informational purposes. Contact Smith Insurance and Financial, Inc. for specific coverage information with regard to your policy.
