When was the last time you shopped for local car insurance? If you are like many Americans, the topic isn’t exactly at the forefront of your mind.
Perhaps you purchased coverage years ago and assume that it is still meeting your family’s needs. Or maybe you opted for a build-your-own insurance plan offered online. Whatever your past insurance choices may have been, there’s a good chance your coverage needs to be reviewed. Continue reading to learn why working with an independent agent is a smart move toward savings and peace of mind for yourself and your family.
Personalized Advice
You cannot beat the personalized advice that you can get from a real live conversation with an insurance agent; much better than Google could every provide.
This is especially true if you have a unique situation that puts your assets at high-risk in the event of an accident. Agents understand that insurance is not a commodity, but rather a wealth preservation tool. It can be used in different ways to protect the needs of different people. Whether you have money set aside that you need to protect, or you simply need the peace of mind knowing your car will be replaced if it is totaled in an accident, your agent can listen to your concerns and apply added protections where they are necessary to meet your needs.
Avoiding Costly Mistakes
As a careful driver, you know all about exercising caution. Can the same be said about your car insurance? When you attempt to purchase coverage on your own, you may not be aware of serious errors that might affect your future well-being.
What if, for example, you opt to skip underinsured motorist protection because you don’t understand what it is for, only to find out later that you are on you own, without any way of making ends meet after you were hit by an uninsured driver? With the help of an agent, he or she could have explained that this coverage is protecting and paying for your losses, when you are hurt by someone else. Most every family that we know cannot afford to make costly mistakes such as this – can you?
The Power to Choose
One of the best-known benefits of working with an independent agent is the ability to shop and compare multiple insurance companies policies under one roof. Independent insurance agencies like Smith Insurance and Financial Services are a one stop shop for local car insurance, working hard to provide the best value for your dollar. You can compare many different policies using the services of just one agent, saving both time and money.
Personalized Help
A lot can be said for how well someone treats you when you have nothing to offer. At Smith Insurance and Financial Services, we continue to treat you like our number one customer long after you have selected your coverage and purchased your policy.
We are a local agency here in Big Bend with small town values. That means we will always be here to offer assistance when you have questions or need help filing claims. We will also continue to shop for policies that offer you a better value and stronger coverage in the future.
Give Us a Call
If you are in the market for car insurance and have never worked with an independent agent, we encourage you to find out how doing so could change everything about the way you shop for coverage. Call us today to request your free quote. We look forward to serving you soon.
