Big Bend Wisconsin Insurance - Smith Insurance & Financial Services

W230S8735 Clark St.
Big Bend, WI 53103
Phone: 262-662-4327
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5 Secrets to Hosting a Stress-Free Holiday Party

December 17, 2015 By Kevin Smith

Holiday Party Drinks

Are you planning a holiday party this year? Don’t let stress get the best of you. At Smith Insurance and Financial Services, we believe a home or office party can be as fun to host as it is to attend if you know our top five stress-busting secrets. Continue reading to learn our top 5 secrets to hosting a safe and fun holiday party that will be the talk of your neighborhood.

  1. Stay Organized – Sometimes making a list can help visualize the tasks at hand and order them according to priority.
  2. Delegate – Enlist fellow hosts, friends or family members to help you prepare. The simple act of delegating can save hours of frustration and last-minute scrambling. So let someone else pick up the cake or make the eggnog this year.
  3. Cook Ahead – Stay ahead of the game by cooking as much of your menu as possible prior to party time. Cold desserts, soups, stews, and many types of hors d’oeuvres can be refrigerated or even frozen in advance. This can save hours the day of your party and also help with the clean-up.
  4. Save Money – Nothing can make a party more stressful than overspending. Save your dough by shopping for second-hand or repurposed holiday décor at your local flea market.
  5. Prevent Awkward Conversation – If your guests are uncomfortable, you are too. Help set the mood with a festive holiday playlist, or bring out the karaoke machine for some crowd-pleasing fun.

Bonus Tip: Consider Your Liability

As the host of a social gathering, you are ultimately responsible for the safety and well-being of your guests. If someone is injured or assaulted on your property, you may be held liable. You can also be held legally and financially liable for the actions of a driver who leaves your party visibly intoxicated.

Have a Question? Give Us a Call!

For example, imagine you have several friends over for a party where you will be serving beer, wine or spirits. They bring along their own friends or acquaintances, one of which consumes too much alcohol over the course of the evening. The guest leaves your house heavily intoxicated and collides with another vehicle on the way home, severely disabling the other driver and passengers. Your guest is charged and arrested. A couple of days later you find out that you have been served with a civil lawsuit that names you as a liable party to the collision. Could you afford to pay the legal fees, medical bills, lost wages, and pain and suffering associated with the litigation?

Perhaps you are hosting an office party for the employees of a small business you own. Despite not serving alcohol at the party, one guest arrives intoxicated. Over the course of the evening, he inappropriately touches or makes disparaging remarks to a female employee, and she files a sexual harassment lawsuit against your business. Would you be covered?

Unfortunately, these are the types of serious circumstances many holiday party hosts face every year. Even if you think your existing homeowners liability or EPLI coverage will protect you, waiting to review your coverage when you need to file a claim could be too late. Don’t wait to find out what is and is not covered in your policy. For help reviewing your existing coverage and identifying gaps in your liability protection, contact our office to schedule a consultation.

Filed Under: Uncategorized

About Kevin Smith

Kevin Smith is an agent at Smith Insurance and Financial, Inc. in Big Bend Wisconsin. Kevin can be reached at kevin@smithinsurancewi.com

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They are great and we have been with them for about 10 years. We have not had any problems yet. We like the personal service from Mike and Kevin. Mike is the owner and Kevin is the son. They have rapid response and they answer our questions. My daughter had an accident 10 years ago and they took care of everything.
Teresa Straka
Joe got me a great quote that saved me money, and with better coverage than I had previously. I have already recommended him to several friends and family after my sister recommended him to me!
Nick Wendt

Smith Insurance has provided insurance coverage for both my personal and business needs for more than 10-years. The detail work has proven to be unmatched. The response time for policy changes is spot on and immediate in nature. Mike has always been very accessible to address my needs. On the few occasions claims had to be submitted, Mike has always been very involved and detail oriented.

Timothy SchuetzPresidentAutomotive Parts & Equipment Corp.Oconomowoc-Pewaukee-Waukesha
Mike and Kevin are awesome at making sure you have what you need, and not trying to push the unnecessary things. We have had Smith Insurance for 15 years, and just feel like we’re old friends instead of a business relationship.
Rebekah Cesar
Kevin at Smith Insurance keeps the process of getting insurance very smooth. The rates are low and you get the benefit of working with real people who care at Smith Insurance.
Dylan Keller
I have been with Smith Insurance for years. Very helpful, supportive and on top of things. Highly recommend.
Donna Agnelly
Joe has been amazing in helping us get coverage for both our personal and business needs. He proposed many options, discussed the pros and cons of each and made filling out all the paperwork extremely easy! I would definitely recommend working with this company.
Cindy Zielinksi
All the people at Smith Insurance are friendly reliable people. They exercise phenomenal customer service and treat you like a person, not a number. I’ve been with them for a couple years now and they have never let me down or pointed me in the wrong direction. They are very professional and knowledgeable in there trade and I would recommend them to anyone looking to purchase insurance and have in the past. Thanks, guys for all the wonderful work and service you have done for myself and others.
Ryan Andrews
Responds quickly (even on weekends). Takes care of everything. Explains things well to the “layman”. Good stuff. Kevin is awesome
Mackenzie Slotty
We have had Smith Insurance for at least 15 years and they have always had great service. I have looked at other insurance companies, but none of them could beat their price. We look forward to many more years of great service from some true professionals.
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Contact Info

W230 S8735 Clark St.
P.O. Box 7
Big Bend, WI 53103
262-662-4327

Our Hours

Monday - Friday 9:00 - 5:00
Saturday & Sunday Closed
Most anytime by Appointment
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