Keep Your Business Running Smoothly With a Policy From Smith Insurance Agency
As southeastern Wisconsin business owners ourselves, we want the best for the business community we work with every day. We understand the time, energy, and money it takes to get a business to where it is today. Protect your company when disaster strikes or accidents happen with a quality business insurance policy from Smith Insurance. We have access to a variety of specialty policies from a number of trusted insurance companies, giving you maximum flexibility when making your choice. Working together, we will help you select the right policy for your business’s unique needs, ensuring that you won’t be left with out-of-pocket expenses that could leave your business devastated.
We can provide all of the coverages your business needs
Business Liability Coverage
Protect yourself from high legal fees, damages, and medical fees should someone be injured due to your company’s negligence. Whether it be an employee, customer, or contractor, general liability is there for injuries caused by a covered incident.
Commercial Property Coverage
If your company’s buildings, structures, inventory, or equipment is damaged, destroyed, or stolen, a commercial property policy is there to help repair or replace the loss. We will carefully identify your business property to ensure you are properly covered, and can get back to business as soon as possible.
Workers Compensation Coverage
Get your employees back to work sooner with a quality workers compensation program. If an employee is injured or becomes sick because of their job, workers compensation coverage will supplement their income and pay for medical bills. It can also cover you for any liability that you may incur due to the incident.
Commercial Umbrella Coverage
Commercial umbrella coverage adds an extra layer of coverage to your other business policies. Simply said, it picks up where the underlying coverage stops. If your commercial general liability coverage had a limit of 1-million dollars, and you were found to be responsible for 1.5-million in damages, your umbrella coverage would be there to pick up where your general liability policy left off and pay the additional $500,000.
Commercial Auto Insurance Coverage
Similar to personal auto insurance policies, commercial auto insurance will protect your company vehicles if they are involved in an accident or are damaged. Most personal auto policies do not extend to company vehicles, so check with us to make sure you are properly covered.
A Business Owner Package (BOP)
For smaller businesses, it is common to combine the various coverages into one convenient program called a Business Owner Package, commonly referred to as BOP. By consolidating your various insurance policies into one, not only is there the convenience factor, oftentimes it is much less expensive.
About Smith Insurance and Financial
At the Smith Insurance Agency, we’re experienced, understanding and dedicated. As a result, our clients are consistently satisfied knowing they are in the best hands. We take the time to get to know our clients and their individual insurance needs. Whether you are just launching your business or are simply wondering if your current policy is up to par, we will assess your needs and provide you with a competitive business insurance quote. Schedule your one-on-one consultation with us and allow us to tailor the perfect policy for you.
The information and descriptions contained are not intended to be complete descriptions of all terms, exclusions and conditions applicable to every insurance product or service, but are provided “as is” and for general informational purposes. Contact Smith Insurance and Financial, Inc. for specific coverage information with regard to your policy.